How To Buy A Home When You Live Out Of State

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Real Estate


Buying a home when you live out of state can be a complex process, but with the right guidance and information, it can be made easier. Here are some key steps and considerations to keep in mind:

# 1 If you are buying in the Emerald Coast Of Florida, Call Me! I will walk you through the process and make it easy for you. Below is a YouTube like to a video I created on this subject.

Research the Housing Market: Begin by researching the housing market in the area where you plan to buy a home. Look at factors such as prices, neighborhoods, and market trends to get a sense of the local real estate landscape.

Determine Your Budget: Talk to a lender and get pre-approved (it is best to work with local lenders whenever possible, your agent will share some options with you). Most agents can not preform showings, virtual or in-person without the buyer being pre-approved. Sellers often require pre-approval to allow showings and offers. Assess your financial situation and determine your budget for buying a home. Consider factors such as down payment, closing costs, and ongoing expenses like mortgage payments, property taxes, and insurance. Your lender will be happy to talk this out with you.

Engage a Local Real Estate Agent: Working with a local real estate agent who is familiar with the area can be immensely helpful. They can provide valuable insights, guide you through the process, and represent your interests during negotiations.

Leverage Technology: Since you'll be conducting much of the process remotely, take advantage of technology to view listings, attend virtual tours, and communicate with your agent. Video calls, high-quality photos, and virtual reality tools can provide a detailed experience despite the distance.

Narrow Down Your Search: Create a list of your preferences and requirements for your new home, such as the number of bedrooms, square footage, amenities, and proximity to schools or other amenities. Your agent can help you find suitable options that meet your criteria.

Have Your Real Estate Agent Preform Virtual or if possible, In-person Tours: Whenever possible, plan visits to the area to view properties in person. It's essential to see the homes firsthand and get a feel for the neighborhoods before making a decision or to at least see the homes in a single fluid video, where you can see the flow and layout of the house.

Get pre-approved for a mortgage to strengthen your offer and demonstrate your seriousness as a buyer.

Work Through Your Inspection Due Diligence Period: Since you won't be able to visit the property as frequently as a local buyer, make sure to conduct thorough inspections and gather all necessary information about the home. Hire professionals to inspect the property and review documents such as the title report and seller disclosures.

Coordinate Closing and Logistics: Work closely with your real estate agent and other professionals involved in the transaction to coordinate the closing process and any necessary logistics, such as wire transfers, document signing, and remote notarization.


Remember, communication and organization are key when buying a home out of state. Stay in regular contact with your agent and other professionals involved in the process to ensure a smooth and successful home purchase.




Sonja Rankin

🏡 Realtor ®

Certified Military Relocation Professional

Realty One Group Emerald Coast

My Linktree :

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Link to my video on this subject: