Check Your Credit Report

Blog Post Image
Real Estate

Check Your Credit Report 

Credit card companies and lenders rely on credit scores, which determine someone’s chances to borrow money — and how favorable the terms will be. Scores range from 200 to above 800. Scores below 620 are considered risky; 720 and over are excellent.

There are five categories of scoring: payment history (35%); amount owed (30%); length of credit history (15%); new credit (10%); and types of credit (10%). Lenders receive your score and “reason codes,” which are the keys to improving your score.

Check your own score yearly by ordering reports from the three major credit scoring companies: Equifax (, Experian (, and TransUnion (

Notify the credit bureau of inaccuracies, along with copies of documents that dispute incorrect entries. Close accounts not in use. Request that late payments older than seven years be removed. Verify and update accounts and account numbers. Verify your address and Social Security number.

To improve your score: Pay your bills on time. Reduce outstanding debt. Build up your savings. Don’t fall for illegal schemes that help create a new credit identity.


👉 𝐃𝐨𝐧'𝐭 𝐟𝐨𝐫𝐠𝐞𝐭 𝐭𝐨 𝐬𝐮𝐛𝐬𝐜𝐫𝐢𝐛𝐞 𝐭𝐨 𝐦𝐲 𝐜𝐡𝐚𝐧𝐧𝐞𝐥 𝐟𝐨𝐫 𝐦𝐨𝐫𝐞 𝐮𝐩𝐝𝐚𝐭𝐞𝐬.

Follow me on:







Download my app to shop:

Suggested videos for you:

1. A Home Tour Of My Newest Listing In Crestview Florida Home For Sale In Crestview By Realtor ® Rankin
2. Best Prime Rib In the Emerald Coast of Florida - Top 5 Prime Rib Restaurants
3. Top 5 Hair Salons In The Emerald Coast Of Florida

Sonja Rankin
🏡 Realtor ®
🇺🇲 Certified Military Relocation Professional
🪙 Realty One Group Emerald Coast
🦸‍♀️Real Estate Guru
☀️ Native Of The Sunshine State, FL
🌐 Shop Homes now



Tags (Just copy and Paste)
military pcs,military pcs move,military pcsing,pcs eglin,military realtor,pcs hurlburt,pcsing,pcs,pcs to florida,off base housing,military housing,living off base,pcs move,pcs tips,realtor,realtor florida,real estate agent,real estate,florida real estate,florida realtor,Sonja Rankin,sonja rankin,homes for sale,realty one group emerald coast